XRP vs BNB: 12 months, side by side.
XRP and BNB fell by almost the same amount in the 12 months to Oct 10, 2026: 41.0% and 36.3%. XRP swung 1.3x as hard, and their daily moves lined up fairly closely (correlation 0.74).
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How much each one swung
XRP was clearly the wilder of the two: 64.9% annualized volatility against 48.3% for BNB. XRP moved more than 5% in a day 36 times, BNB 20 times. On a typical day XRP moved 1.63%, 1.4x the 1.20% of BNB. Their worst day was the same, Feb 5, 2026: XRP fell 19.7% and BNB 12.8%. The day they parted most was a rally for both, Feb 6, 2026, but XRP rose 21.2% and BNB only 8.4%.
| Measure | XRP | BNB |
|---|---|---|
| Close on Oct 10, 2025 | $2.37 | $1,177 |
| Close on Oct 10, 2026 | $1.40 | $749.62 |
| 1-year change | -41.0% | -36.3% |
| Annualized volatility | 64.9% | 48.3% |
| Median daily move | 1.63% | 1.20% |
| Days with a move over 5% | 36 | 20 |
| Best day | +21.2%, Feb 6, 2026 | +14.7%, Oct 12, 2025 |
| Worst day | -19.7%, Feb 5, 2026 | -12.8%, Feb 5, 2026 |
| Maximum drawdown | -62.5% | -58.1% |
| Lowest close | $0.9925, Aug 16, 2026 | $545.61, Jun 30, 2026 |
| Days that closed higher | 156 of 365 | 184 of 365 |
| $500, one buy | $295.07 | $318.51 |
| $500, 52 weekly buys | $476.98 | $531.07 |
How closely XRP and BNB moved together
The link was real but looser than between most large coins: a correlation of 0.74, with 76 of the 365 days going opposite ways. On average BNB moved 0.55% for every 1% move in XRP, a smaller reaction than one for one.
BNB had the better day more often than XRP: on 199 of the 365 days. $500 in each, bought on Oct 10, 2025 and held, ended at $295.07 in XRP and $318.51 in BNB. The lead changed hands during the year: the XRP holding was ahead by up to 28% on Jan 5, 2026, and behind by up to 19% on Aug 14, 2026. BNB also did better in six of the 11 full months. The sharpest split was May 2026, when XRP went -2.7% and BNB +15.4%.
The deepest falls
Their deepest falls were almost equally deep: XRP 62.5% from Oct 26, 2025 to Aug 16, 2026, BNB 58.1% from Oct 12, 2025 to Jun 30, 2026. BNB bottomed first, on Jun 30, 2026. XRP kept falling for another 47 days, to Aug 16, 2026. By Oct 10, 2026, XRP was 47.1% below its 12-month high and BNB 42.5% below its own.
Next to the other 17 comparisons
- Only Solana and TRON were less linked day to day.
- Ranked by how far apart the two 1-year results were, it came sixteenth of 18.
- By the difference in volatility between the two coins, it ranked seventh of the 18 pairs.
$500 in each: one buy or 52 weekly buys
Spreading the $500 over 52 weekly buys beat a single buy on Oct 10, 2025 for both coins: almost every weekly buy, 49 for XRP and 51 for BNB, came below the starting price. Only the BNB test ended above $500 ($531.07); the XRP one finished at $476.98. BNB's weekly test finished $54.09 ahead of XRP's.
XRP, one buy
$295.07
-41.0%
211 XRP at $2.37.
XRP, 52 weekly buys
$476.98
-4.6%
Average cost $1.47 per XRP.
BNB, one buy
$318.51
-36.3%
0.425 BNB at $1,177.
BNB, 52 weekly buys
$531.07
+6.2%
Average cost $705.76 per BNB.
Method: Kraken daily closes (UTC) from Oct 10, 2025 to Oct 10, 2026, one buy of $500 at the first close or $500 / 52 at every seventh close, both valued at the last close with no fees. Other amounts: DCA calculator.
What sets XRP and BNB apart
XRP and BNB are each linked to a company, in different ways. XRP runs on the open XRP Ledger, but Ripple, a US company, holds a large share of the supply and uses XRP in its payment products. BNB was created by the Binance exchange and pays the fees on BNB Chain. All 100 billion XRP were created at launch, while the BNB supply shrinks through quarterly burns.
Because both coins are tied to companies, news about Ripple or Binance has moved them in ways the wider market does not explain. Neither is mined: the whole supply of both was created at the start.
Each coin's full year: XRP trading simulator and BNB trading simulator.
How to compare XRP and BNB in Staxo
- Step 1
Find both in the Market tab
XRP and BNB are both among the 10 coins on Staxo's free plan, so you can trade them with the $500 in demo money you start with, using market orders and up to 10 trades a day.
- Step 2
Buy the same amount of each
Put $100 into each at the same moment: over the last year, the XRP position moved about 1.3x as much as the BNB one.
- Step 3
Check them side by side
Open your Portfolio once a day and count the days the two positions go opposite ways. Over the last 12 months that happened on 76 of 365 days, often enough to notice within two weeks.
- Step 4
Read the RSI on both charts
The coin screen shows the RSI(14) on the free plan. Over the last year BNB had more oversold days, below 30, than XRP (20 against 13). Staxo Pro adds MACD, Bollinger Bands and candlestick charts, plus short selling and leverage at 1x, 2x and 5x.
XRP vs BNB questions
Which was more volatile, XRP or BNB?
XRP, at 64.9% annualized volatility against 48.3% from Oct 10, 2025 to Oct 10, 2026. Its worst day was -19.7%, BNB's -12.8%.
Do XRP and BNB move together?
Mostly. The correlation of their daily returns was 0.74 over the 365 days to Oct 10, 2026 (1 means always together), and 76 days went in opposite directions.
Which did better over the last 12 months, XRP or BNB?
BNB lost less: -36.3% against -41.0% for XRP from Oct 10, 2025 to Oct 10, 2026. $500 in 52 weekly buys ended at $476.98 in XRP and $531.07 in BNB. That describes the past year only and says nothing about which will do better next.
More comparisons
Trade XRP and BNB with $500 in demo money.
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Educational content, not investment advice. The figures describe prices from Oct 10, 2025 to Oct 10, 2026 and say nothing about which coin does better next. Staxo is a simulator: you practice with demo money, never real money.