Practice XRP trading with $500 in demo money.
XRP fell 41.0% in the 12 months to Oct 10, 2026. Practice trading it with $500 in demo money in the Staxo app, at real market prices, before you put your own money on it.
Free on iPhone and Android. XRP is on the free plan. Also on Google Play.Also on the App Store.
- 1-year change-41.0%$2.37 to $1.40
- Volatility64.9%annualized, Bitcoin 44.3%
- Max drawdown-62.5%Oct 2025 to Aug 2026
- Days with a 5%+ move3623 up, 13 down
Kraken XRPUSD daily closes (UTC), Oct 10, 2025 to Oct 10, 2026. Rebuilt every week from the saved data.
XRP over the last 12 months
For most of the year the trend pointed down. XRP set its highest close, $2.65, on Oct 26, 2025 and did not reach its lowest, $0.9925, until Aug 16, 2026, 294 days later. That was 47 days after Bitcoin's low of Jun 30, 2026: XRP kept falling while Bitcoin was already off its low. Over the 12 months XRP fell 41.0%, 14.4 percentage points worse than Bitcoin (-26.6%). It closed higher on 156 of the 365 days, and 4 of the 11 full calendar months ended higher. The best month was August 2026 (+30.0%), the worst June 2026 (-22.0%).
It swung harder than Bitcoin: 64.9% annualized volatility against 44.3%, and 36 days with a move above 5%, about one day in 10. Its worst day was Bitcoin's worst day too, Feb 5, 2026: XRP fell 19.7% while Bitcoin fell 13.9%. Its two biggest daily moves came back to back: -19.7% on Feb 5, 2026 and +21.2% the next day. On a typical day the price moved 1.63% either way (the median daily move).
The slide from Oct 26, 2025 to Aug 16, 2026 took 294 days and cut the price by 62.5%, from $2.65 to $0.9925. By Oct 10, 2026 it had not won that back: the last close was 47.1% below the peak.
How XRP compared with the other seven
- Its +21.2% on Feb 6, 2026 was the largest one-day gain of any of the eight coins.
- Its -19.7% on Feb 5, 2026 was the largest one-day fall among the eight.
- Its low came later than any other coin's, on Aug 16, 2026.
| Close on Oct 10, 2025 | $2.37 |
|---|---|
| Close on Oct 10, 2026 | $1.40 |
| 1-year change | -41.0% |
| Highest close | $2.65 on Oct 26, 2025 |
| Lowest close | $0.9925 on Aug 16, 2026 |
| Annualized volatility | 64.9% (Bitcoin 44.3%) |
| Median daily move | 1.63% |
| Days that closed higher | 156 of 365 |
| Days with a move over 5% | 36 (23 up, 13 down) |
| Best day | +21.2% on Feb 6, 2026 |
| Worst day | -19.7% on Feb 5, 2026 |
| Maximum drawdown | -62.5%, Oct 26, 2025 to Aug 16, 2026 |
| Months that ended higher | 4 of 11 full months |
| Best and worst month | August 2026 +30.0%, June 2026 -22.0% |
| Correlation with Bitcoin | 0.86 (same direction on 84% of days) |
XRP DCA vs one buy, with $500 of demo money
Buying weekly cut the loss but did not remove it. $500 spread over 52 weekly buys was worth $476.98 on Oct 10, 2026 (-4.6%); a single buy on Oct 10, 2025 would have left $295.07 (-41.0%).
The weekly buys paid an average of $1.47 per XRP, 38.1% less than the $2.37 of the single buy, because 49 of the 52 buys came after the price had dropped below its starting level.
Only 24 of the 52 buys were below the final price of $1.40; the rest were still under water at the end.
One buy on Oct 10, 2025
$295.07
-41.0%
$500 bought 211 XRP at $2.37.
52 weekly buys of $9.62
$476.98
-4.6%
340 XRP at an average of $1.47.
How the test was calculated
- Prices: Kraken XRPUSD daily closes (UTC), Oct 10, 2025 to Oct 10, 2026.
- One buy: $500 at the Oct 10, 2025 close of $2.37, valued at the Oct 10, 2026 close of $1.40.
- Weekly buys: $500 / 52 = $9.62 at the close of every seventh day from Oct 10, 2025 to Oct 2, 2026, 340 XRP in total, valued at the same last close.
- No fees, no spread, fractional coins allowed. Run other amounts and schedules in the DCA calculator.
What is XRP?
XRP is the native coin of the XRP Ledger, a payments blockchain that launched in 2012. Ripple, a US company, uses it for cross-border payments. All 100 billion XRP were created when the ledger launched, so there is no mining, and transactions settle in a few seconds. Ripple (the company) and XRP (the coin) are often confused: you trade XRP, not shares in Ripple.
More in the guide What are altcoins?
How to practice XRP trading in Staxo
- Step 1
Download Staxo and get $500
Staxo is free on iPhone and Android. Create your account in the app and your demo wallet starts with $500, plus a daily bonus when you come back.
- Step 2
Find XRP in the Market tab
XRP is one of the 10 coins on the free plan, so you can buy and sell it with market orders, up to 10 trades a day. At the Oct 10, 2026 close of $1.40, $500 bought about 357 XRP.
- Step 3
Size the trade before you buy
On a typical day in this window XRP moved 1.63%, about $1.63 on a $100 position. Its worst day, Feb 5, 2026, would have cost that position $19.69. Decide how much of the $500 you are willing to lose on one trade, then use the position size calculator to turn it into a trade size.
- Step 4
Test weekly buys against one buy
In this window weekly buying lost less than one buy but still lost. Split $200 of your demo money: $100 in XRP at once, $100 in ten weekly buys of $10, and see which half is ahead after ten weeks.
- Step 5
Add shorts and leverage with Pro
Staxo Pro adds short selling and leverage (1x, 2x and 5x). A short gains when the price falls, and XRP closed lower on 209 of the 365 days here. Leverage multiplies every move: at 5x, the -19.7% of its worst day would have meant a 98.4% loss on the position.
Free plan: 10 coins including XRP, market orders, up to 10 trades a day, 6 courses. Pro: $1.99 for the first month, then $8.99 a month or $59.99 a year, for all top 100 coins, all 42 courses, short selling and leverage.
XRP practice questions
Can I practice XRP trading for free?
Yes. XRP is on Staxo's free plan: you start with $500 in demo money and can trade it with market orders, up to 10 trades a day, on iPhone or Android. At the Oct 10, 2026 close, $500 bought about 357 XRP. Pro adds short selling and leverage.
How volatile was XRP over the last year?
From Oct 10, 2025 to Oct 10, 2026, XRP's annualized volatility was 64.9% (Bitcoin: 44.3%). It moved more than 5% in a day 36 times. The biggest daily rise was +21.2% on Feb 6, 2026 and the biggest fall -19.7% on Feb 5, 2026.
What would $500 in XRP a year ago be worth now?
$500 of XRP bought at the Oct 10, 2025 close of $2.37 was worth $295.07 on Oct 10, 2026 (-41.0%). Spread over 52 weekly buys of $9.62, the same $500 was worth $476.98 (-4.6%). No fees are included.
What was XRP's biggest drop in the last year?
XRP fell 62.5% from $2.65 on Oct 26, 2025 to $0.9925 on Aug 16, 2026, over 294 days. By Oct 10, 2026 it had not returned to that peak: the last close, $1.40, was 47.1% below it.
Does XRP move with Bitcoin?
Over the 365 days to Oct 10, 2026, XRP moved very closely with Bitcoin: both closed in the same direction on 84% of days, and the correlation of their daily returns was 0.86 (1 means they always move together).
Keep practicing
Coins that moved like XRP
Over the same 365 days, XRP's daily moves matched Bitcoin most closely (correlation 0.86), then Dogecoin (0.84).
Practice XRP with $500 in demo money.
Free download, no card. Also on Google Play.Also on the App Store.
Educational content, not investment advice. The figures describe XRP's price from Oct 10, 2025 to Oct 10, 2026 and say nothing about where it goes next. Staxo is a simulator: you practice with demo money, never real money.